IBPS-PO

IBPS PO

IBPS PO 2026 — Become a Bank Officer.

Probationary Officer in 11 public sector banks: eligibility, pattern, syllabus and interview.

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Vacancies

Over 7,000 PO Vacancies.

7,565 posts as reported in September 2026, across 11 banks.

See Banks →
Prelims

100 Questions in 60 Minutes.

English, Quant and Reasoning with a 20-minute timer each.

Prelims Pattern →
Mains

Mains Decides the Shortlist.

Objective papers worth 200 marks plus a 25-mark descriptive test.

Mains Pattern →
Interview

Interview and Final Merit.

Final merit: mains 80%, interview 20%.

Interview Guide →

IBPS PO 2026 at a Glance

The Probationary Officer / Management Trainee exam (CRP PO/MT-XVI) recruits graduates as officers in public sector banks.

Conducted byIBPS
Vacancies7,565 (reported)
Banks11 public sector banks
QualificationGraduate, any subject
Age20–30 years
StagesPrelims, Mains, Interview
Starting basic pay₹48,480
Application fee₹850 / ₹175

Fee: ₹850 for General, OBC and EWS; ₹175 for SC, ST and PwBD. Always confirm details on ibps.in.

Participating Banks

Selected candidates are allotted to these banks based on merit and preference.

Bank of BarodaBank of IndiaBank of MaharashtraCanara BankCentral Bank of IndiaIndian BankIndian Overseas BankPunjab National BankPunjab & Sind BankUCO BankUnion Bank of India

SBI holds its own PO exam and is not part of IBPS PO. Bank-wise vacancies are on ibps.in.

Who Is Eligible for IBPS PO 2026?

1. Age

20–30 years on the date in the notification (reported as 1 July 2026).

2. Qualification

A graduation degree in any subject, with the result declared by the date in the notification.

3. Age relaxation

5 years SC/ST, 3 years OBC (non-creamy layer), 10 years PwBD, and others as per rules.

4. Attempts

No limit on attempts within the age limit.

Selection Process

Three stages, then provisional allotment to a bank.

Prelims

Qualifying — 100 questions in 60 minutes with sectional cut-offs.

Mains

Objective papers (200 marks) and a descriptive test (25 marks).

Interview

100 marks. Final merit: mains 80%, interview 20%.

Provisional allotment

Banks are allotted by merit and preference, usually early the next year.

Prelims Pattern Qualifying

Each section has its own 20-minute timer. 0.25 of a question’s marks is deducted for each wrong answer.

IBPS PO prelims pattern
SectionQuestionsTime
English Language3020 min
Quantitative Aptitude3520 min
Reasoning Ability3520 min
Total (100 marks)10060 min

Candidates must clear sectional and overall cut-offs to reach mains.

Mains Pattern

Objective test and a descriptive test, taken on the same day. Mains marks decide the interview shortlist.

IBPS PO mains pattern
SectionQsMarksTime
Reasoning & Computer Aptitude406050 min
General / Economy / Banking Awareness355025 min
English Language354040 min
Data Analysis & Interpretation355045 min
Objective total145200160 min

Descriptive Test

IBPS PO descriptive test
PaperQuestionsMarksTime
English — Letter and Essay22530 min

Latest pattern as reported; IBPS can change section-wise numbers each year. Check the current notification.

Interview and Final Merit

Conducted by the participating banks, coordinated by IBPS.

Interview marks

100. Minimum to qualify: 40% (35% for SC, ST, OBC and PwBD).

Final merit

Mains 80% + interview 20%, both scaled to 100.

What is asked

Banking basics, current affairs, your graduation subject, hometown and why banking.

Documents

Call letter, photo ID, certificates and category documents — originals and copies.

IBPS PO Syllabus

Prelims and mains share most topics; mains is harder and adds banking awareness. Tap a subject to see its topics.

Reasoning & Computer AptitudePrelims · Mains
  1. Puzzles and seating arrangement — linear, circular, floor, box
  2. Syllogism and inequalities
  3. Blood relations, directions, order and ranking
  4. Coding-decoding and input-output
  5. Data sufficiency and logical reasoning
  6. Computer basics, networking, MS Office, cyber security (mains)
Quantitative Aptitude / Data AnalysisPrelims · Mains
  1. Simplification and approximation
  2. Number series and quadratic equations
  3. Data interpretation — tables, bar, line, pie, caselets
  4. Arithmetic — percentage, ratio, profit and loss, SI/CI
  5. Time and work, speed and distance, mixtures
  6. Probability, permutation and combination
  7. Data sufficiency
English LanguagePrelims · Mains
  1. Reading comprehension
  2. Cloze test and fillers
  3. Error detection and sentence improvement
  4. Para jumbles and sentence connectors
  5. Vocabulary and word usage
  6. Letter and essay writing (descriptive test)
General / Economy / Banking AwarenessMains
  1. Current affairs — last six months
  2. Banking terms, history and reforms
  3. RBI — monetary policy, circulars, regulations
  4. Indian economy and the Union Budget
  5. Government schemes and financial inclusion
  6. Static GK — organisations, headquarters, currencies

Free IBPS PO Study Material

Notes, practice questions and monthly banking awareness.

These resources are being added subject by subject. Pages marked “Coming soon” are not published yet.

IBPS PO Mock Tests

Full-length tests with sectional timers and negative marking.

Under development. The mock tests below are planned and will open here when ready.

Coming soon

Prelims Full Mock

  • Questions: 100
  • Duration: 60 min
  • Marks: 100
  • Negative: 0.25
Coming soon

Mains Full Mock

  • Questions: 145
  • Duration: 160 min
  • Marks: 200
  • Negative: 0.25
Coming soon

Descriptive Practice

  • Tasks: Letter + essay
  • Duration: 30 min
  • Marks: 25
  • Review: Model answers
Coming soon

Interview Questions

  • Topics: Banking + personal
  • Format: Q&A guide
  • Marks: 100
  • Weight: 20%

IBPS PO Previous-Year Papers

Memory-based prelims and mains papers with solutions.

Coming soon.

How to Prepare for IBPS PO

Speed for prelims, depth for mains, confidence for the interview.

Clear every section

Sectional cut-offs apply — don’t neglect your weakest section.

Master puzzles and DI

They decide most of reasoning and quant marks in both stages.

Read banking news daily

RBI updates, schemes and the economy for the awareness paper.

Write weekly

Practise one letter and one essay each week for the descriptive test.

Take full mocks

Attempt timed mocks and analyse accuracy section by section.

Prepare for the interview early

Know banking basics and be ready to talk about yourself.

IBPS PO 2026 Dates

Prelims was held on 22–23 August 2026 and mains on 4 October 2026. The mains result and interviews are expected in November–December 2026, with provisional allotment around January 2027. Always check the official website.

Official IBPS Website ↗

IBPS PO FAQs

What is IBPS PO?

IBPS PO (Probationary Officer / Management Trainee) is a common recruitment exam held by the Institute of Banking Personnel Selection for officer posts in public sector banks. Official information is on ibps.in.

What is the age limit?

20–30 years for IBPS PO 2026, counted on the date in the notification (reported as 1 July 2026). Relaxation: 5 years SC/ST, 3 years OBC (non-creamy layer), 10 years PwBD, and others as per rules.

Do prelims marks count in the final merit?

No. Prelims is qualifying. Shortlisting for the interview is based on mains, and final merit combines mains (80%) and interview (20%).

Is there sectional cut-off?

Yes. Candidates must clear each section’s cut-off as well as the overall cut-off, decided by IBPS each year.

What is the salary of an IBPS PO?

The starting basic pay is ₹48,480 in the Junior Management Grade Scale I, plus DA, HRA and other allowances set by the allotted bank.

How many attempts are allowed?

There is no limit on attempts for any category, as long as you are within the age limit.